Question 1

What is the rental yield on commercial property in Mumbai?

Accepted Answer

Commercial properties in Mumbai typically yield 5–8% per annum depending on location and tenant quality. Grade-A office spaces in BKC and Lower Parel yield 6–8%.

Question 2

Can I get a loan for commercial property in India?

Accepted Answer

Yes, banks offer commercial property loans at 8.5–11% interest for up to 70–75% LTV. Loan tenure is typically 10–15 years. NRIs can also get commercial property loans.

Question 3

Is commercial property GST-exempt?

Accepted Answer

GST at 18% applies to commercial property transactions if the builder is registered. Stamp duty applies separately. Consult a tax advisor for input tax credit benefits.

Commercial property investment in Mumbai